Guide to Setting Up a Coinbase Bank Account
Intro
In the ever-evolving world of personal finance, the integration of cryptocurrency into everyday banking can feel daunting. With Coinbase leading the charge in this space, understanding how to navigate the process of setting up a bank account becomes essential for those looking to dive in. This guide aims to demystify the various steps involved, from account types to verification and beyond. By the time you reach the end, you’ll be well-equipped to manage both traditional and digital finances.
When thinking about merging cryptocurrency with your personal budget, it’s crucial to explore and establish a solid financial groundwork. Each step, from budgeting and saving strategies to intelligent spending, is intertwined with the broader theme of financial literacy. With a clear roadmap at your disposal, you can make informed decisions that pave the way for a more secure financial future.
Let's begin this journey by delving into budgeting techniques—one of the cornerstones of effective financial management.
Intro to Coinbase and Its Services
In the fast-evolving landscape of finance, understanding the significance of digital currencies has never been more pivotal. This section sheds light on Coinbase, a premier platform for buying, selling, and trading cryptocurrencies. Established in 2012, Coinbase has garnered immense respect in the world of digital finance, providing a bridge between traditional banking and cryptocurrency. For those looking to manage their finances via the intersection of these two worlds, knowing what Coinbase offers is not just helpful—it’s essential.
Overview of Coinbase
Coinbase operates as a user-friendly digital wallet and exchange, aiming to simplify the often complex arena of cryptocurrency. The platform supports major cryptocurrencies like Bitcoin, Ethereum, and Litecoin, allowing users to buy and sell these digital assets with relative ease. With its simplified interface, even a novice can navigate the platform without feeling like they are trying to decipher a Rubik's Cube.
Additionally, Coinbase facilitates various features like:
- Coinbase Pro: A more advanced trading platform offering deeper analytics for those who want to hone their trading strategies.
- Staking: Users can earn rewards on select cryptocurrencies by locking them in their account, which can be a compelling way to increase investment returns without extra effort.
- Interest Accounts: Some users can earn interest on their cryptocurrency holdings, potentially transforming idle investments into income-generating assets.
This comprehensive functionality positions Coinbase not just as a simple exchange but as a holistic financial service provider in the currency of tomorrow.
The Role of Cryptocurrency in Modern Finance
Cryptocurrency represents a seismic shift in conventional finance practices. As the world develops, the traditional banking system often seems too slow or cumbersome to adapt to rapid technological changes. Cryptocurrencies act as a remedy—providing swift transactions, decentralized control, and lower fees compared to traditional bank transfers.
The advent of digital currencies is reshaping how people perceive value, raise capital, and manage wealth. Their integration into everyday financial practices is not just wishful thinking; it is happening at an unprecedented rate. Consider some noteworthy aspects:
- Decentralization: Unlike traditional currencies, which are governed by central banks, cryptocurrencies operate on decentralized networks. This structure can lead to increased stability and security, unshackling users from the rigidities of state-controlled finance.
- Accessibility: Digital currencies can be more accessible for individuals without access to traditional banking systems. This opens doors for millions of unbanked populations globally.
- Transparent Transactions: The blockchain technology underpinning cryptocurrencies makes transactions transparent and traceable. This level of visibility enhances trust and significantly reduces fraud in financial transactions.
Further engaging with cryptocurrency through platforms like Coinbase allows individuals and businesses to harness these benefits, tailor their financial strategies, and potentially thrive in this new economic landscape.
"Adapting to the cryptocurrency revolution isn't just about technology—it's about redefining the very essence of financial management."
Next, we will explore how to integrate these digital currencies into your existing financial framework via bank account integration.
Understanding Bank Account Integration
Navigating the intricacies of cryptocurrency can feel like sailing through choppy waters, especially when it comes to managing finances. Understanding how to integrate a bank account with platforms like Coinbase is a vital step for individuals eager to make their stride into the digital asset sphere. This integration not only simplifies the process of buying and selling cryptocurrencies, but it also serves as a bridge between conventional finance and the rapidly evolving world of digital currencies.
The significance of bank account integration cannot be overstated. By linking a bank account to Coinbase, users gain a convenient way to fund their cryptocurrency transactions and facilitate withdrawals with minimal hassle. It’s akin to having a reliable compass; it offers direction and assures users that they can move about in this new environment with confidence.
What Is a Coinbase Bank Account?
A Coinbase Bank Account is not a separate financial institution but rather an interface that allows users to manage their cryptocurrency transactions more effectively. This feature enables Coinbase users to directly link their existing bank accounts—be it checking or savings—to their Coinbase profiles. With this connection established, users can transfer funds to and from their bank, facilitating easier purchases of cryptocurrencies like Bitcoin and Ethereum.
The process of connecting your bank account involves direct deposits or withdrawals from your chosen financial institution, making cryptocurrency trading accessible and seamless. It's crucial to note that while users often perceive their Coinbase account as a digital bank, the platform does not offer traditional banking services such as loans or credit.
By linking a bank account, users also pave the way for a more organized way to track their investments, ensuring they are not just throwing darts at a board when making financial decisions.
Benefits of Connecting a Bank Account
Having a bank account linked to your Coinbase account brings a multitude of advantages, enhancing both user experience and investment strategies. Below are some key benefits:
- Simplified Transactions: With a linked bank account, buying or selling cryptocurrencies becomes as simple as pushing a button. This ease of access encourages more timely trading decisions.
- Faster Verification: Streamlined identification processes are often in place for linked accounts. Users can quickly verify their identities, reducing delays often associated with manual verification.
- Increased Limits: Users may notice higher transaction limits when they connect their bank accounts to Coinbase. This opens doors to more significant investment opportunities.
- Trust and Security: Linking your bank account can add a layer of security and traceability to your transactions, which is beneficial in an environment where scams and fraud can be prevalent.
"In the world of cryptocurrency, understanding your financial tools is key. A linked bank account can be the difference between a panicked sell-off and a calculated investment strategy."
Nonetheless, it is important to handle this integration with care. Security is a critical factor—using two-factor authentication and ensuring you are on a secure network is advisable when managing your financial information. Ultimately, connecting a bank account creates a cohesive relationship between traditional banking and modern cryptocurrency investing, equipping users to navigate the evolving landscape with ease.
Requirements for Setting Up a Bank Account
In the landscape of cryptocurrency transactions, having a bank account associated with your Coinbase account can significantly streamline your buying and selling processes. It’s not just a matter of linking up your finances; it’s about ensuring you have the right tools and information to navigate the nuances of digital currency. Getting this foundation right influences your overall engagement with the cryptocurrency market, so understanding the requirements is crucial.
Account Verification Process
When opening a bank account with Coinbase, verification is a vital step. You can’t just waltz in and start trading; Coinbase needs to establish your identity to prevent fraud and ensure compliance with financial regulations. The verification process consists of a few simple stages, each aimed at confirming your identity. It starts by creating your Coinbase account, where you will provide your personal data. This includes your name, email address, and phone number.
After that, you will undergo a process that demands that you confirm your identity through an ID verification. Typically, you may need to upload a photo or scan of a government-issued ID, such as your driver's license or passport. The system might ask for a selfie to compare with your ID image for further verification.
Once your data is submitted, Coinbase will review it. Generally, this doesn’t take long; most people receive verification within minutes. However, sometimes additional checks are necessary, which can delay the process by hours or even days. Patience is key here, so it’s helpful to have all your documents ready to go.
"Proper verification ensures a smoother transition into the world of cryptocurrency investing. Without it, you might face stumbling blocks later on."
Necessary Documentation
For a successful setup of your Coinbase bank account, documentation is of the utmost importance. Here’s a rundown of what you typically need:
- Government-Issued ID: As discussed, this can include a passport or a driver's license. Ensure the photo is clear and that all text is legible.
- Proof of Address: This can be a utility bill, bank statement, or any official document that has your name and address on it, dated within the last three months.
- Social Security Number: Provided you’re a U.S. citizen, your Social Security number is an essential piece of paperwork that helps Coinbase with its identity checks.
The documentation requirements sound straightforward but having everything in order can save you time and energy. Missed paperwork or unclear images can lead to delays, which could be frustrating when you're eager to start trading. On the flip side, once you have your account verified, accessing the cryptocurrency market becomes that much easier, opening doors to investment opportunities.
Managing your documents securely throughout this process is also pivotal. Digital files should be stored safely, using encrypted methods where possible, as security is paramount in financial dealings. The better prepared you are, the smoother your journey will unfold.
The Step-by-Step Setup Process
Setting up your Coinbase bank account is more than just a series of technical steps; it’s a fundamental part of how you engage with the digital currency landscape. Knowing the ins and outs of this process can turn the otherwise daunting task into a manageable one, paving the way for you to confidently navigate the often-overwhelming world of cryptocurrency.
Each stage of the setup is essential, guiding you from initial account creation to effectively connecting your financial life with Coinbase. This process isn’t just about convenience; it’s about establishing a secure and efficient means to trade, track investments, and ultimately thrive in cryptocurrency.
Creating Your Coinbase Account
To commence your journey, you first need to create a Coinbase account. This step serves as your entry point into the cryptocurrency universe. Here’s the rundown on what you need to do:
- Visit the Coinbase website or download their app to get started.
- Click on ‘Get Started’ to set the wheels in motion.
- You'll be prompted to enter your email address and create a secure password. Choosing a strong password is critical; it’s your first line of defense against breachers.
- Next, you will need to confirm your email by clicking a link sent to your inbox—don’t forget to check the spam folder, just in case.
- After that, the next step usually requires some personal information, like your name, date of birth, and address. This data is necessary for regulatory reasons and to ensure the security of your account.
The entire process is designed to be user-friendly, yet it’s also structured to safeguard your personal information. The moment you create your account, you take a significant step toward controlling your financial future in the digital age.
Linking Your Bank Account
Once your account is created, the next move is linking it to your bank account. This step is vital—think of it as the bridge connecting your traditional finances to your cryptocurrency endeavors.
Follow these steps to connect your bank account:
- Navigate to the Settings section of your Coinbase account.
- Look for Payment Methods, where you’ll find options to link your bank account.
- Select the option to Add a new account and follow the prompts to input your bank information.
- Coinbase often allows you to link accounts using Plaid, simplifying the process. Just follow the on-screen instructions, and you’ll be prompted to log into your bank account through a secure portal.
- After submission, it usually takes a few days for the linking to be fully confirmed.
This connection is not just about the convenience of transferring funds; it also affects how quickly you can buy or sell cryptocurrencies, so it deserves careful attention.
Completing the Verification
Verification is the last leg of the setup process and arguably one of the most crucial steps. This stage ensures that both you and Coinbase are protected, adhering to regulatory requirements and maintaining a secure environment.
Here’s how you complete the verification:
- After linking your bank account, expect to go through a verification process, which may include confirming your identity with a government-issued ID.
- Coinbase may ask you to submit personal documents like your driver's license or passport. Ensure you have these handy and that they are clear and readable.
- Watch for additional verification methods, such as either confirming small deposits made to your bank account or verifying your phone number via an SMS code. This may feel a bit like jumping through hoops, but it’s all part of protecting you.
The entire verification process often takes anywhere from a few hours to a couple of days, depending on several factors including the volume of requests Coinbase is handling at the time.
Completing this process successfully ensures that your account is properly set up for safe transactions, allowing you to focus on trading and investing securely.
In summary, the step-by-step setup process is not only straightforward but essential for protecting your interests. By following these steps, you can be well on your way to integrating cryptocurrency into your financial strategies.
Exploring Different Account Types
When it comes to establishing a Coinbase bank account, understanding the different types of accounts available is crucial. Many users often hit a snag because they haven't thought through their specific needs and how each account type aligns with their goals. Tailoring your account can significantly affect the flexibility and features at your disposal.
In a nutshell, choosing the right account can be the difference between smooth sailing and navigating choppy waters. There are primarily two main categories: individual accounts and business accounts. Of course, your financial situation, as well as how you plan to use cryptocurrency, needs to be taken into account.
Individual vs. Business Accounts
An individual account on Coinbase is designed primarily for personal use—perfect for those looking to dabble in cryptocurrency for investment or casual trading. This account type usually has a straightforward setup process. It's tailored for users seeking a user-friendly interface to manage their personal investments.
Key features of Individual Accounts:
- User-friendly interface
- Simple verification process
- Usually lower fees compared to business accounts
On the flip side, a business account is tailored for companies or entrepreneurs intending to handle larger transactions or manage crypto for clients. This account type often includes additional resources, such as enhanced customer support and tools for managing finances at a company-wide level.
Key features of Business Accounts:
- Advanced transaction capabilities
- Additional security features
- Greater financial oversight
"Different accounts, different goals: Picking the right Coinbase account ensures you're not just riding the wave; you're steering the ship."
Choosing the Right Account for Your Needs
The process of selecting the apt account boils down to a fair understanding of your financial objectives. A thorough self-assessment of how you plan to use cryptocurrency is vital.
- Investment goals: If you're only in for personal investing, an individual account might suit you. If you intend to trade frequently or need to manage funds for others, a business account could be a better pick.
- Transaction volumes: Assessing how much you plan to transact can also help. Higher transaction volumes may come with lower fees on business accounts, but consider whether the extra features justify the additional costs.
- Compliance requirements: Depending on where you reside and your business structure, compliance with local laws may be more stringent for business accounts, something to factor in before making a decision.
Investment Considerations
When setting up a Coinbase bank account, understanding investment considerations is crucial. Engaging with cryptocurrencies requires more than just opening an account. It involves grasping how markets function and assessing personal financial objectives. Tailoring investment strategies to fit individual needs can significantly influence the outcome of cryptocurrency ventures.
Understanding Cryptocurrency Markets
The cryptocurrency market is not just another financial arena; it’s a dynamic environment that's often compared to the Wild West. Prices can skyrocket or plummet in a heartbeat, driven by various factors such as market sentiment, technological advancements, and regulatory hints. Knowing how to navigate these waters can be a game-changer.
For those venturing in, it's vital to recognize key aspects:
- Volatility: Prices of cryptocurrencies like Bitcoin and Ethereum can change dramatically within short periods. Investors must be prepared for significant ups and downs.
- Market Trends: Staying informed about the latest trends and news can provide crucial insights. Following platforms like Reddit or Twitter can help catch whispers about upcoming shifts.
- Volume and Liquidity: Understanding how much of a cryptocurrency is being traded can guide decisions. High volume often indicates strong interest, while low liquidity can lead to trouble when trying to buy or sell.
By getting a handle on these elements, individuals can make more informed investment choices, minimizing the chance of costly mistakes.
Risk Management Strategies
Once a person grasps the market's intricacies, the next step is risk management. It’s like wearing a life jacket while sailing—essential for staying afloat during turbulent times.
Here are a few effective strategies to consider:
- Diversification: Rather than putting all your eggs in one basket, spread investments across various cryptocurrencies. This approach helps cushion against losses in one area since some coins may perform better than others.
- Setting Limits: Establishing stop-loss orders or taking profits at predetermined levels can shield investors from emotional decision-making during price swings.
- Regular Review: Keeping a watchful eye on investment performance allows for adjustments based on changes in market conditions or personal goals.
"In the world of cryptocurrency, it’s not just about hitting the jackpot; it’s about managing your bets wisely to ensure longevity."
By being proactive and employing these strategies, investors can effectively navigate challenges while maximizing their potential returns. Cryptocurrency investment isn't a straightforward path, but with awareness and preparedness, individuals can chart their course more wisely.
Managing Your Account Post-Setup
After you’ve set up your Coinbase bank account and linked it to your preferred payment methods, it’s vital to understand how to effectively manage your account. Managing your account is far more than just keeping a check on your balances; it's about understanding the intricacies that come with online banking in the world of cryptocurrency. Addressing transactions, deposits, and withdrawals properly is key to maximizing your experience while staying secure. Failure to manage your account wisely can lead to missed opportunities or, even worse, security risks.
Tracking Transactions
Tracking your transactions on Coinbase is essential for various reasons. First and foremost, it helps you maintain a clear view of your investments. With the volatility of cryptocurrency prices, one small mistake can cost a pretty penny. Here’s why keeping an eye on your transactions matters:
- Budgeting: Knowing where your money goes allows you to budget effectively. You can identify trends in your spending and adjust your investment strategies accordingly.
- Audit Trails: Having detailed records of your transactions helps in simplifying tax preparation. Accurate reporting of gains and losses can mean the difference between owing money or getting a refund.
- Fraud Detection: Monitoring for unauthorized transactions is a must. If something seems fishy, catching it early means you can take corrective action before it spirals out of control.
You can access your transaction history easily through the Coinbase dashboard. A user-friendly interface allows you to filter transactions by date, type, or even tags you may have assigned. Regularly checking this will not only keep you informed but also alert to any discrepancies.
Withdrawals and Deposits
Once you're set up, knowing how withdrawals and deposits work will save you a lot of headaches. Getting funds in and out of Coinbase needs to be clear, precise, and safe. Here’s what you should consider:
- Deposit Methods: Coinbase offers several methods for depositing funds into your account, including bank transfers, credit card payments, and other financial services. Knowing how each works can help you choose the most cost-effective and speedy method for your needs.
- Withdrawal Processes: When it comes to moving your money out, things can get a bit tricky. You need to ensure your bank account is adequately linked and that you comply with Coinbase's withdrawal policies. Sometimes, there might be holds on your initial withdrawals due to verification processes or regulatory concerns.
- Fees: Keep an eye on any fees involved in both deposits and withdrawals. These can add up over time, impacting your overall returns. Ensure you read the terms and conditions associated with each method so you’re not caught off guard.
In summary, effective management of your Coinbase account post-setup is crucial. It includes actively tracking your transactions to recognize trends and catch any issues early and fully understanding the processes for making deposits and withdrawals. This comprehensive overview not only reinforces your control over your financial assets but also places you in a stronger position to navigate the often unpredictable waters of the cryptocurrency market.
Security Measures and Best Practices
In the fast-paced world of cryptocurrency, security can't be an afterthought. When it comes to managing a Coinbase account, prioritizing protective measures not only safeguards your digital assets but also fortifies your financial management strategies. With the rise of cyber threats and scams, understanding how to secure your account is essential for anyone looking to either invest or make their financial transactions more flexible. Let’s explore the key elements and considerations that underline effective security practices.
Ensuring Account Security
Thieves, scammers, and hackers are lurking around every corner of the internet, waiting for an opportunity to pounce. The first line of defense for your Coinbase account is robust password management. You can go with a long password filled with a mix of uppercase, lowercase, numerical digits, and even symbols. It's a bit like crafting a complex recipe; the more varied the ingredients, the tougher it is for anyone to replicate.
Moreover, enabling two-factor authentication (2FA) adds an extra layer of safety. When logging into your account, you’ll need to provide not just your password but also a second form of identification — often a temporary code sent to your phone. This is a smart move, akin to having a bouncer at the door of your club; it ensures that even if someone nabs your password, they can’t walk right in.
Regularly monitoring your account for unusual activity is another critical practice. A suspicious transaction might be an early sign of unauthorized access. It’s like checking your bank statement; a regular glance can save you from larger troubles down the line. In case you notice something that doesn’t sit right, contacting Coinbase Support promptly can help mitigate potential losses.
Recognizing Potential Scams
Scams come in many disguises, oh they do. The more prevalent ones include phishing attacks, often designed to look like legitimate Coinbase communications. These emails or messages often encourage you to click on a link that will take you to a fake website and trick you into revealing your login credentials. It’s like a masked ball; those with good intentions often go unnoticed amidst a sea of illusions.
Another common tactic is social engineering, where fraudsters might reach out claiming to be from Coinbase and ask for your personal information. Always remember that Coinbase will never ask for your password or sensitive info directly. Think twice before sharing any details; trust your gut feeling. Just because someone wears a uniform doesn’t mean they’re a cop.
The rise of cryptojacking scams has also come into focus. These malicious scripts can hijack your computing power to mine cryptocurrency without your consent. To protect yourself, ensure your software is updated and run regular scans using reliable antivirus software.
"A penny saved is a penny earned, but a dollar lost to scams is just a reminder to be cautious."
By staying vigilant and informed, you can turn the tide against these deceptive tactics. Remember, your security is as strong as your most recent precaution, so don’t let your guard down.
Common Challenges and Solutions
When embarking on the journey to establish a bank account with Coinbase, it’s wise to prepare for potential hurdles along the way. The landscape of cryptocurrency can be as unpredictable as the weather, and navigating through its myriad challenges can feel daunting. This section will shed light on common roadblocks encountered by users and elucidate practical solutions that can ease the process.
Identifying these common challenges is not just for troubleshooting; understanding them enhances the overall experience of managing your cryptocurrency. Recognizing pitfalls early on lays the groundwork for proactive measures, resulting in smoother operations and greater success in your financial endeavors.
Dealing with Verification Issues
Verification can be a prickly process for many new users. While it’s a necessary step to ensure security and compliance with regulations, the experience often leads to frustration. Users might face delays or even repeated requests for documentation. One common issue arises when the documents submitted do not meet the specific requirements outlined by Coinbase, leading to an extended verification timeline.
To mitigate these issues:
- Double-check documentation: Always verify the types of identification that are acceptable. Take a quick glance at Coinbase’s guidelines to avoid any mix-ups.
- Use clear scans: When submitting documents, ensure they are clear and legible. If the images are blurry or poorly lit, it can lead to unnecessary denials.
- Follow-up promptly: If you receive a communication from Coinbase regarding your verification status, don’t delay in responding or providing additional documentation.
Furthermore, check back often. Sometimes systems may have glitches, and a quick refresher of your application status can help. Remember that patience and diligence can pay off!
Customer Support Options
If you run into problems, it’s reassuring to know that customer support can be your ally. However, navigating customer service in the crypto world can appear more complicated than a Rubik’s Cube. The good news is Coinbase offers several channels to address concerns.
When reaching out for assistance, consider the following options:
- Help Center: Start here for a wealth of information. This can often be the quickest way to find solutions.
- Email Support: A reliable option if you need to explain a situation in detail. Make sure to include all relevant information—account details, screenshots, and a thorough explanation can make your case easier to process.
- Social Media: Sometimes, reaching out via Twitter or Facebook can catch the attention of customer service on a wider platform.
"Customer service isn't just a department; it's the entire company."
Knowing how to escalate your issues can be key as well. If you don’t receive a timely response via email, don’t hesitate to reach out through another channel. A friendly yet firm approach often helps in navigating these waters.
The Future of Coinbase and Financial Management
The landscape of financial management is rapidly evolving, reshaping how individuals engage with their money. One platform leading this charge is Coinbase, known primarily for its role in facilitating cryptocurrency exchanges. As we look to the future, it’s crucial to understand the implications of integrating traditional banking with cryptocurrency services. This integration offers exciting possibilities but also presents challenges that users must prepare for.
In the coming years, as cryptocurrency gains broader acceptance, we’ll likely see a shift in how financial services are structured. Coinbase is poised to play a significant role in this transformation, particularly with its focus on user-friendly interfaces and robust security measures.
"As cryptocurrency continues to blend with traditional financial systems, being adept at navigating these waters is vital."
Trends in Cryptocurrency Banking
The notion of banking with cryptocurrencies is becoming less of an oddity and more of a norm. A few trends are shaping this space currently:
- Increased Adoption of Cryptocurrencies: Individuals and businesses alike are becoming more comfortable with using digital currencies, leading to a rise in transactions and interactions with platforms like Coinbase.
- Integration of Financial Tools: As Coinbase expands its offerings, users can expect more tools for financial management, such as analytics features that track cryptocurrency performance against traditional assets.
- Shift Towards Decentralized Finance (DeFi): Innovations within DeFi are set to change the traditional banking system. Decentralized lending and borrowing, for instance, allows users to engage with their funds more flexibly and efficiently.
- Enhanced Security Protocols: With the increase of digital asset management, security will need to keep pace. Expect Coinbase and similar platforms to enhance their security measures, focusing on user education about phishing scams and data protection strategies.
Each of these trends adds layers of complexity to financial management, compelling users to remain alert and informed about market developments.
Regulatory Considerations
As Coinbase navigates these trends, regulatory frameworks will be pivotal. The evolving nature of cryptocurrencies means that regulations are often playing catch-up. Awareness of these frameworks is essential for anyone engaging with cryptocurrency in a banking capacity:
- Government Regulations: Expect governments to craft laws that address the unique concerns posed by cryptocurrency, including consumer protection, taxation, and anti-money laundering measures.
- International Compliance: Coinbase must comply not only with local regulations but also with international laws. This can affect how transactions are processed and whether users can leverage certain services.
- User Rights and Protections: As regulations develop, they will likely establish clear guidelines outlining user rights, potentially providing a stronger safety net for individuals engaging with cryptocurrencies.
- Evolving Standards for Transparency: Regulations may also require platforms like Coinbase to offer greater transparency in how they operate, which could build increased trust but also add compliance costs for the companies involved.
Understanding these regulatory layers will be paramount for those who wish to navigate the future of financial management while using platforms like Coinbase.
